Residential Mortgage Underwriter Job at Reliant Home Funding, Inc., Melville, NY

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  • Reliant Home Funding, Inc.
  • Melville, NY

Job Description

Location: Melville, NY | Salary: $80,000 – $90,000

Reliant Home Funding, Inc. — a nationally recognized mortgage banker — is seeking an experienced Conventional Underwriter to join our growing team.

You’ll review and approve conventional residential mortgage loans to ensure compliance with Fannie Mae/Freddie Mac and internal guidelines. Work closely with processors and loan officers to deliver timely, accurate decisions in a fast-paced environment.

What You’ll Do:

  • Underwrite and review residential loan files for compliance and quality

  • Analyze income, assets, credit, and collateral documentation

  • Issue clear approvals, suspensions, or denials

  • Use industry-leading AI-powered technology to streamline decisions

Requirements:

  • 3+ years of conventional underwriting experience

  • Strong knowledge of Fannie Mae/Freddie Mac guidelines

  • Proficiency with DU/LP and Encompass (or similar LOS)

  • Excellent analytical and communication skills

Why Reliant:

  • Competitive salary and benefits

  • Advanced underwriting tools and AI technology

  • Collaborative, growth-focused culture

Job Tags

Full time,

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